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The Great Home Debate

Popular wisdom says that you should purchase a home. Have you ever been to a party of homeowners and told someone you rent? It’s not uncommon to hear people mumble that you’re “throwing money away” and...

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From the Mailbag

I’m thinking of buying my first home! One quick question: how do I decide between a 15 and 30 year loan? Gary Congratulations, Gary! That’s a big step, and I’m happy to help you with this huge...

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Refinancing Your House, Car, or Credit Cards

Interest rates are low. Most of the time it’s wise to ignore anyone who tells you “you really need to….”, but believe me, you should check the interest rates of all your debt before interest rates...

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5 Tales of Financial Horror

I know Halloween was last week, but let’s keep the fun alive with some financial horror stories. Didn’t you love horror stories as a kid? I liked them…until I tried to sleep. Then, more often then not,...

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How Can I Decide Which Mortgage is Best?

This week I want to focus on debt. Why? Many people have debts, but few have a debt strategy. If you’re going to focus on your craft, you should minimize distractions with confusing terms and high...

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Buying a House? Now Might Be The Time

I was reading a Yahoo! Finance story this morning about housing prices and saw that for the first time in a long time, prices might be falling. Are you looking for a house? Now might be the perfect...

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